House of Commons - Transport Committee: Cost of Motor Insurance: Whiplash - HC 117

House of Commons - Transport Committee: Cost of Motor Insurance: Whiplash - HC 117

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Whiplash injuries can have debilitating consequences for those who suffer them. However, some of the increase in whiplash claims will have been due to fraud or exaggeration. The Government must tighten up the requirements for motor insurance claims and ensure that insurers honour their commitment to reduce premiums. The Government should consider requiring claimants to provide proof that they have either been seen by a doctor or attended AaE shortly after the accident. The MPs also note that their previous recommendation on making the links between insurers and other parties involved with claims more transparent has been ignored. The absence of comprehensive statistics about road traffic accidents means that it is impossible to relate the increasing number of personal injury claims in recent years to the number of accidents. Data collection about road accidents needs to be improved help to assist detection of fraudulent personal injury claims and help highways authorities improve road safety by targeting spending on accident black-spots. The Committee also supports the proposal for an accreditation scheme for medical practitioners who provide medical reports in relation to whiplash claims. Access to justice could also be impaired by Government proposals to switch whiplash claims between Ap1, 000 and Ap5, 000 to the small claims court, particularly for people who do not feel confident to represent themselves against insurers who will use legal professionals to contest claims. Ways in which use of the small claims track could be combined with the routine submission of expert evidence should be consideredThese published facts, which the ABI have not disputed, paint a very different picture of the UK insurance industry than the one it has portrayed publicly. ... that tend to charge higher daily hire rates, in exchange for a referral fee of between Ap 250 and Ap400 per car hire. ... be inflating the cost of repairs to not at-fault driversa#39; vehicles, by Ap155 on average each time: a€” Certain insurers receive referral fees andanbsp;...

Title:House of Commons - Transport Committee: Cost of Motor Insurance: Whiplash - HC 117
Author: Great Britain: Parliament: House of Commons: Transport Committee
Publisher:The Stationery Office - 2013-07-01

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